Below is a note recently sent by Cigna Supplemental Benefits
YOUR CIGNA TOOLKIT
Everything you need is available at your fingertips
Did you know you are contracted to sell Cigna products? Although you have not submitted business to Cigna yet, your agent appointment with Cigna is still in good standing! Check out what your Cigna toolkit has to offer such as a variety of insurance options that can be sold individually or bundled together along with a variety of tools they have developed to help you maximize your business. Your Cigna toolkit can help you with educating your customers on their products and assist you with booking business quickly and on the go!
Help your customer pick a Medicare Supplement Plan
For customers who are enrolled in Medicare Parts A & B, Cigna offers Medicare Supplement coverage to help pay out-of-pocket expenses plus these additional features:
- 7% household discount*
- Clean cases issued in three to five business days**
- Commission advances paid daily
- Electronic app – no “wet” signatures
- Multiple underwriting rate classes
Cross-sell by adding additional products for supplemental coverage
Medical coverage doesn’t cover everything your customer may need. Speaking to the benefits of adding additional coverage (Cancer, Heart & Stroke, Accident, etc.) to a Med Supp sale will allow you to point out the factors some customers do not consider:
- Coverage for loss of wages
- Traveling and lodging expenses
- Prescription drugs
- Experimental therapy
Cigna’s team has developed this video to assist you in communicating the value of their Flexible Choice policy. Feel free to utilize this as part of your toolkit when making a sale.
Make sure to review Cigna’s helpful training resources
Is your customer newly 65 and not sure what to do? Review their helpful Medicare informational videos***!
- How does Medicare Work?
- What is Medicare Supplement Insurance?
- Medicare Supplement: Why Cigna?
- When Can I Enroll?
On-demand agent training webinars for Cigna’s Product Portfolio:
- On-demand Cigna Medicare Supplement Portfolio
- On-demand Accident Expense
- On-demand Accident Treatment
- On-demand Individual Whole Life
- On-demand Flexible Choice
Get fast and efficient results when you utilize the Cigna toolkit
Cigna has developed a variety of methods to help you stay connected. Their tools can help you finalize customer sales quickly and efficiently!
Don’t forget! Cigna’s Sales Incentives are in full swing!
Final Expense Incentive
Make sure you take full advantage of their bonus program! You can earn a bonus by selling Cigna Final Expense. Earn $450 when you sell $3,000 in issued annualized premium per month of final expense. That’s over $5,000 a year when you qualify every month. Find out how to qualify.
New Supplemental Health Incentive
Earn $25 per application for every qualifying supplemental health and accident policy, no limit! Must submit a minimum of 5 qualifying applications. Contest runs April 1st through 30th, 2019. Learn more about the contest details here.
*State variations apply. The Household Discount is not available in CA, D.C., FL, HI, ID, MN, NJ and VT. For residents of WA, the discount only applies to spouses (Spousal Premium Discount).
**Cigna Internal Data
***Videos not approved for use in CA, FL, LA, MT, NV, NH, ND, VA
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including American Retirement Life Insurance Company, Cigna Health and Life Insurance Company and Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
This is neither legal nor accounting advice. If you have questions, please consult a lawyer or accountant. The information included in this post was provided by the entity referenced herein.